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Getting loan is a discouraging process for business owners today, as such; many promising businesses have closed shops as there are no access capital to finance their business. I have decided to write about seven places where business owners can take loan to run their businesses. The loan given can go for a period of one year to offer the business owner a pay back flexibility. All that is required is for the business owner to have a running business, no collateral is required, more so, the business owner does not need to hold an account with some of the Loan givers.
PLACES TO GET LOAN WITHOUT COLLATERAL IN NIGERIA
1. Loans and Jobs Nig Ltd
21 Oladunjoye Street,
Ikotun, Last B/Stop,
2. Youth Business Initiative
252 Herbert Macaulay Road,
Finance for Age 18-35 only
3. Divine Success Plc
Kitchen Tower (beside Big Treat)
Contact: 08025792482, 08038145326
You open account with N1, 000 and get loan of op to N500, 000
4. Online Co-operative Scheme
(AJO or ESUSU)
You contribute N9, 000 once for four people then expect N510, 000 free loans within 2 to 3 months without any condition. No interest, no repayment plan.
Contact 08034814464 for form and details.
5. BOI- Bank of Industry Limited
Bank of Industry House
23 Marina Street, Lagos Island, Lagos
6. Pearle Trade Ltd
AIT Road, Alagbado, Lagos
He operate privately, call him if service is available he will tell you his address.
7. AB Microfinance Bank
Ikeja (Head Office) 9, Oba Akran Avenue, Ikeja, Lagos Tel: 01-4482155-8
Other Branches of AB Microfinance Bank:
OSHODI 101 Oshodi-Apapa Expressway, by Oshodi Oke Bus Stop Opposite Mecure Healthcare Limited, Oshodi, Lagos Tel: 07098119475-8
IYANA-IPAJA 319 Ipaja Road, Opposite Government College, Iyana-Ipaja, Lagos Tel: 07098124105-8
SURULERE 29B Itire Road, Surulere, Lagos Tel: 07098120791-4
KETU 56 Ikosi Road, Ketu, Lagos Tel: 07098731737-40
APAPA 74 Mobil Road, Ajegunle, Apapa. Tel: 07098731733-6
If you are a business owner, all you need do is walk into the bank and tell them you need a loan, someone will attend to you and give you their requirements.
Remember that good packaging and presentation of yourself matters a lot if you want to get loan from these organizations, contact them as soon as possible as the sky will be your starting point.
Comment with your questions or any other observations below as we will reply you ASAP!
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